
:root{
  --navy:#182d68;--navy2:#0d214d;--navy3:#0a1835;--gold:#d7ad68;--gold2:#bb8b3e;
  --cream:#f5f1e8;--paper:#fbfaf7;--ink:#10131a;--muted:#59636d;--sage:#365c59;
  --line:#e4e1da;--white:#fff;--shadow:0 22px 70px rgba(11,28,62,.12);
  --radius:26px;--radius-sm:16px;--max:1180px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.62;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}img{max-width:100%;display:block}button,input,textarea,select{font:inherit}
.container{width:min(var(--max),calc(100% - 42px));margin:auto}.narrow{width:min(850px,calc(100% - 42px));margin:auto}.section{padding:96px 0}.section-sm{padding:68px 0}.bg-white{background:#fff}.bg-cream{background:var(--cream)}.bg-navy{background:var(--navy2);color:#fff}.bg-paper{background:var(--paper)}
.eyebrow{text-transform:uppercase;letter-spacing:.16em;font-size:.76rem;font-weight:850;color:var(--gold2);margin-bottom:16px}.eyebrow.light{color:#e5bd79}.serif,h1,h2,h3{font-family:Georgia,"Times New Roman",serif;letter-spacing:-.025em}h1,h2,h3,p{margin-top:0}h1{font-size:clamp(3.25rem,6vw,5.65rem);line-height:.99;margin-bottom:24px;font-weight:600}h2{font-size:clamp(2.35rem,4.2vw,4.05rem);line-height:1.06;margin-bottom:22px;font-weight:600}h3{font-size:1.72rem;line-height:1.15;margin-bottom:13px;font-weight:600}p{font-size:1.04rem;color:var(--muted)}.bg-navy p,.hero p{color:#dfe5ef}.lead{font-size:1.2rem;line-height:1.66}.small{font-size:.9rem}.muted{color:var(--muted)}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:54px;padding:0 27px;border-radius:999px;font-weight:850;font-size:.94rem;transition:.2s;border:1px solid transparent}.btn:hover{transform:translateY(-1px)}.btn-gold{background:var(--gold);color:#101726;box-shadow:0 8px 22px rgba(187,139,62,.24)}.btn-gold:hover{background:#e1bb7c}.btn-outline{border-color:rgba(255,255,255,.34);color:#fff;background:rgba(255,255,255,.04)}.btn-outline:hover{background:rgba(255,255,255,.1)}.btn-navy{background:var(--navy);color:#fff}.btn-text{font-weight:850;color:var(--navy)}
.site-header{position:sticky;top:0;z-index:100;background:rgba(13,33,77,.97);backdrop-filter:blur(12px);border-bottom:1px solid rgba(255,255,255,.08)}.header-inner{height:92px;display:flex;align-items:center;gap:30px}.brand{margin-right:auto;color:#fff;display:block;line-height:1}.brand-main{font-family:Georgia,serif;font-size:1.34rem;letter-spacing:.08em;font-weight:700}.brand-sub{display:block;font-size:.61rem;letter-spacing:.19em;color:#d6bd91;margin-top:8px;font-weight:800}.nav{display:flex;align-items:center;gap:28px;color:#fff;font-size:.92rem;font-weight:650}.nav a:not(.btn){opacity:.91}.nav a:not(.btn):hover{color:#f3cf8e}.menu-btn{display:none;border:0;background:none;color:#fff;font-size:1.5rem}.mobile-nav{display:none;background:var(--navy2);padding:0 21px 22px}.mobile-nav.open{display:grid;gap:5px}.mobile-nav a{padding:13px 8px;color:#fff;border-bottom:1px solid rgba(255,255,255,.08)}
.partner-strip{background:var(--navy3);border-top:1px solid rgba(255,255,255,.06);border-bottom:1px solid rgba(255,255,255,.07);color:#dce3ed}.partner-strip .container{min-height:46px;display:flex;align-items:center;justify-content:flex-end;gap:11px;font-size:.71rem;letter-spacing:.09em;text-transform:uppercase}.partner-strip img{height:22px;width:auto}
.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,var(--navy2),#203b7c);color:#fff;padding:86px 0 94px}.hero:before{content:"";position:absolute;width:620px;height:620px;border-radius:50%;background:radial-gradient(circle,rgba(215,173,104,.17),rgba(215,173,104,0) 70%);right:-200px;top:-280px}.hero-grid{position:relative;display:grid;grid-template-columns:1.08fr .78fr;gap:74px;align-items:center}.hero-copy{max-width:760px}.hero-actions{display:flex;gap:13px;flex-wrap:wrap;margin-top:33px}.trust-line{display:flex;flex-wrap:wrap;gap:12px 24px;margin-top:28px;color:#dbe3ef;font-size:.86rem}.trust-line span:before{content:"✓";color:var(--gold);font-weight:900;margin-right:8px}.hero-photo{position:relative}.hero-photo img{width:100%;aspect-ratio:4/5;object-fit:cover;object-position:center 24%;border-radius:30px;box-shadow:0 32px 80px rgba(0,0,0,.28)}.hero-photo:after{content:"";position:absolute;inset:18px -18px -18px 18px;border:1px solid rgba(215,173,104,.48);border-radius:30px;z-index:-1}.hero-note{position:absolute;left:-38px;bottom:34px;background:#fff;color:var(--ink);padding:18px 21px;border-radius:16px;box-shadow:var(--shadow);max-width:275px}.hero-note strong{display:block;font-family:Georgia,serif;font-size:1.15rem}.hero-note span{font-size:.78rem;color:var(--sage)}
.hero-photo-wide{max-width:460px;width:100%;justify-self:end}.hero-photo-wide img{aspect-ratio:4/5;object-position:center 18%}.page-hero{padding:84px 0 88px}.page-hero h1{font-size:clamp(3rem,4.8vw,4.6rem);max-width:720px}
.section-head{max-width:800px;margin-bottom:48px}.section-head.center{text-align:center;margin-left:auto;margin-right:auto}.section-head p{font-size:1.1rem}.kicker-line{width:56px;height:3px;background:var(--gold);margin:22px 0}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.cards.two{grid-template-columns:repeat(2,1fr)}.card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:34px;box-shadow:0 13px 38px rgba(15,36,74,.06)}.card p{font-size:.97rem}.card .icon{width:50px;height:50px;border-radius:14px;background:#f0e6d4;color:var(--navy);display:grid;place-items:center;font-weight:900;margin-bottom:25px;font-size:1.05rem}.card-link{display:inline-flex;margin-top:10px;color:var(--navy);font-weight:850}.card-link:after{content:"→";margin-left:8px}.card.featured{background:var(--navy);color:#fff;border-color:var(--navy)}.card.featured p{color:#dbe3ef}.card.featured .card-link{color:#f2ce8a}
.split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.split.reverse .media{order:2}.media img{width:100%;border-radius:24px;box-shadow:var(--shadow);object-fit:cover;aspect-ratio:5/4}.media.tall img{aspect-ratio:4/5}.content p{max-width:610px}.check-list{list-style:none;padding:0;margin:28px 0 0;display:grid;gap:14px}.check-list li{display:grid;grid-template-columns:26px 1fr;gap:9px;color:#3e4852}.check-list li:before{content:"✓";width:22px;height:22px;border-radius:50%;background:#f0e6d4;color:var(--navy);font-weight:900;display:grid;place-items:center;font-size:.72rem;margin-top:2px}
.statement{background:var(--navy);color:#fff;border-radius:28px;padding:54px 58px;display:grid;grid-template-columns:.85fr 1.15fr;gap:54px;align-items:center;box-shadow:var(--shadow)}.statement h2{margin:0}.statement p{color:#dce4ee;margin:0}.statement strong{color:#f0c980}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:22px;overflow:hidden}.stat{background:#fff;padding:31px;text-align:center}.stat strong{display:block;font-family:Georgia,serif;font-size:1.7rem;color:var(--navy)}.stat span{color:var(--muted);font-size:.85rem}
.region{background:linear-gradient(135deg,#0e2555,#182d68);color:#fff;border-radius:28px;padding:56px;position:relative;overflow:hidden}.region:after{content:"NC";position:absolute;right:35px;bottom:-54px;font-family:Georgia,serif;font-size:12rem;color:rgba(255,255,255,.035);font-weight:700}.region p{color:#dce4ef}.market-tags{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px}.market-tags span{border:1px solid rgba(255,255,255,.2);border-radius:999px;padding:8px 14px;color:#f0f3f8;font-size:.86rem;background:rgba(255,255,255,.05)}
.steps{display:grid;gap:15px}.step{display:grid;grid-template-columns:58px 1fr;gap:20px;padding:26px 28px;background:#fff;border:1px solid var(--line);border-radius:18px}.step-num{width:48px;height:48px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:900}.step h3{font-size:1.38rem;margin-bottom:7px}.step p{margin:0;font-size:.96rem}
.personas{display:grid;grid-template-columns:1fr 1fr;gap:20px}.persona{padding:32px;background:#fff;border:1px solid var(--line);border-radius:22px}.persona .label{color:var(--gold2);font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;font-weight:900}.persona h3{margin-top:11px}.persona p{margin-bottom:0}
.banner{border-radius:28px;background:var(--cream);padding:54px 58px;border:1px solid #e8dfcf}.banner h2{max-width:780px}.banner p{max-width:820px}.banner.dark{background:var(--navy2);color:#fff;border-color:var(--navy2)}.banner.dark p{color:#dce4ef}
.quote-card{padding:34px;border-left:4px solid var(--gold);background:#fff;border-radius:0 18px 18px 0}.quote-card p{font-family:Georgia,serif;color:var(--navy);font-size:1.4rem;line-height:1.45;margin:0}
.faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:15px 22px}.faq{background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden}.faq button{width:100%;border:0;background:none;padding:20px 22px;text-align:left;font-weight:850;color:var(--ink);display:flex;justify-content:space-between;gap:20px;cursor:pointer}.faq button:after{content:"+";color:var(--gold2);font-size:1.2rem}.faq.open button:after{content:"−"}.faq-answer{display:none;padding:0 22px 21px}.faq.open .faq-answer{display:block}.faq-answer p{font-size:.94rem;margin:0}
.insight-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.insight{background:#fff;border:1px solid var(--line);border-radius:21px;padding:28px;display:flex;flex-direction:column}.insight .topic{font-size:.71rem;text-transform:uppercase;letter-spacing:.13em;color:var(--gold2);font-weight:900}.insight h3{font-size:1.45rem;margin:12px 0}.insight p{font-size:.93rem}.insight a{margin-top:auto;color:var(--navy);font-weight:850}.insight a:after{content:" →"}
.article{padding:74px 0 100px}.article-header{max-width:850px;margin:auto}.article-header h1{color:var(--navy2)}.article-meta{color:var(--sage);font-weight:750;font-size:.9rem;margin-bottom:20px}.article-body{max-width:790px;margin:50px auto 0}.article-body h2{font-size:2.15rem;margin-top:50px;color:var(--navy2)}.article-body h3{font-size:1.45rem;margin-top:34px}.article-body p,.article-body li{font-size:1.06rem;color:#414a55}.article-body li{margin-bottom:8px}.article-callout{background:var(--cream);padding:28px 30px;border-radius:18px;border-left:4px solid var(--gold);margin:34px 0}.article-disclaimer{font-size:.84rem!important;color:#6d747d!important;border-top:1px solid var(--line);padding-top:20px;margin-top:48px}
.about-hero{display:grid;grid-template-columns:1fr .72fr;gap:72px;align-items:center}.about-photo img{width:100%;border-radius:28px;box-shadow:var(--shadow);aspect-ratio:4/5;object-fit:cover;object-position:center 20%}.credential-row{display:flex;flex-wrap:wrap;gap:10px;margin:24px 0}.credential{background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 13px;font-size:.8rem;font-weight:800;color:var(--navy)}
.cta{background:linear-gradient(135deg,var(--navy3),var(--navy));color:#fff;border-radius:30px;padding:70px 64px;text-align:center}.cta p{max-width:720px;margin:0 auto 30px;color:#dce4ef}.cta h2{max-width:850px;margin-left:auto;margin-right:auto}.cta .hero-actions{justify-content:center}
.booking-wrap{background:linear-gradient(180deg,var(--navy2) 0 480px,var(--paper) 480px);padding:66px 0 90px}.booking-head{color:#fff;max-width:820px;margin-bottom:46px}.booking-head h1{font-size:clamp(3rem,5.5vw,5.1rem)}.booking-card{background:#fff;padding:16px;border-radius:24px;box-shadow:var(--shadow);border:1px solid var(--line)}.booking-card iframe{width:100%!important;min-height:720px;border:0}.booking-side-note{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:24px}.booking-side-note .card{padding:25px}.confirm{padding:92px 0}.confirm-card{max-width:900px;margin:auto;background:#fff;border:1px solid var(--line);border-radius:28px;padding:62px;box-shadow:var(--shadow);text-align:center}.confirm-icon{width:66px;height:66px;border-radius:50%;display:grid;place-items:center;background:#e9f1e9;color:#28633b;font-size:1.7rem;font-weight:900;margin:0 auto 25px}.confirm-card h1{color:var(--navy2);font-size:clamp(3rem,5vw,4.8rem)}
footer{background:#08162f;color:#fff;padding:64px 0 28px}.footer-grid{display:grid;grid-template-columns:1.4fr .75fr .75fr;gap:52px}.footer-brand .brand-main{font-size:1.6rem}.footer-brand p{color:#b9c5d7;max-width:470px;font-size:.92rem}.footer-partner{display:flex;align-items:center;gap:11px;margin-top:24px;color:#aebbd0;font-size:.69rem;text-transform:uppercase;letter-spacing:.08em}.footer-partner img{height:25px;width:auto}.footer-title{font-weight:850;color:#e9c17d;margin-bottom:14px}.footer-links{display:grid;gap:9px;color:#cbd4e1;font-size:.9rem}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:44px;padding-top:22px;color:#8493aa;font-size:.78rem;display:flex;justify-content:space-between;gap:20px}.legal-note{max-width:840px;color:#8493aa;font-size:.76rem;margin-top:18px}
.not-found{min-height:70vh;display:grid;place-items:center;text-align:center}.not-found h1{color:var(--navy2)}
@media(max-width:980px){.nav{display:none}.menu-btn{display:block}.header-inner{height:80px}.partner-strip .container{justify-content:center}.hero-grid,.split,.about-hero,.statement{grid-template-columns:1fr;gap:42px}.hero-photo{max-width:610px}.hero-note{left:18px}.cards,.insight-grid{grid-template-columns:1fr 1fr}.stats{grid-template-columns:1fr 1fr}.statement{padding:46px}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>:first-child{grid-column:1/-1}.booking-side-note{grid-template-columns:1fr}.faq-grid{grid-template-columns:1fr}.split.reverse .media{order:0}}
@media(max-width:650px){.container,.narrow{width:min(100% - 26px,var(--max))}.section{padding:68px 0}.section-sm{padding:50px 0}.brand-main{font-size:1.06rem}.brand-sub{font-size:.52rem}.partner-strip .container{font-size:.61rem}.partner-strip img{height:18px}.hero{padding:58px 0 70px}.hero-grid{gap:36px}h1{font-size:clamp(2.75rem,14vw,4rem)}h2{font-size:clamp(2.15rem,10vw,3rem)}.hero-actions{display:grid}.btn{width:100%}.hero-photo:after{inset:11px -7px -7px 11px}.hero-note{position:relative;left:auto;bottom:auto;margin:-24px 14px 0}.cards,.cards.two,.personas,.insight-grid{grid-template-columns:1fr}.card{padding:27px 24px}.statement,.banner,.region,.cta{padding:38px 25px;border-radius:21px}.stats{grid-template-columns:1fr 1fr}.stat{padding:23px 12px}.step{grid-template-columns:46px 1fr;padding:23px 19px;gap:13px}.step-num{width:40px;height:40px}.footer-grid{grid-template-columns:1fr}.footer-grid>:first-child{grid-column:auto}.footer-bottom{display:block}.footer-bottom span{display:block;margin-bottom:8px}.booking-wrap{padding:48px 0 70px;background:linear-gradient(180deg,var(--navy2) 0 580px,var(--paper) 580px)}.booking-card{padding:6px;border-radius:16px}.booking-card iframe{min-height:790px}.confirm-card{padding:38px 22px}.article{padding-top:50px}.article-body{margin-top:34px}.article-body h2{font-size:1.85rem}.page-hero{padding:62px 0 70px}}

/* V3 — Midtown-forward, Matt-focused brand hierarchy */
.firm-brand{margin-right:auto;color:#fff;display:flex;align-items:center;gap:18px;min-width:0}.firm-brand>img{height:42px;width:auto;max-width:270px}.advisor-lockup{border-left:1px solid rgba(255,255,255,.22);padding-left:18px;display:flex;flex-direction:column;line-height:1.15;white-space:nowrap}.advisor-lockup strong{font-family:Georgia,serif;font-size:1rem;font-weight:600;letter-spacing:.01em}.advisor-lockup small{font-size:.58rem;text-transform:uppercase;letter-spacing:.13em;color:#d6bd91;font-weight:800;margin-top:6px}.mobile-advisor{padding:14px 8px 16px;border-bottom:1px solid rgba(255,255,255,.12);display:grid}.mobile-advisor strong{font-family:Georgia,serif;color:#fff}.mobile-advisor span{color:#d6bd91;font-size:.7rem;margin-top:4px}.footer-logo{height:48px;width:auto;max-width:310px;margin-bottom:22px}.footer-advisor{display:grid;margin-bottom:17px}.footer-advisor strong{font-family:Georgia,serif;font-size:1.35rem;font-weight:600}.footer-advisor span{font-size:.72rem;text-transform:uppercase;letter-spacing:.13em;color:#d6bd91;margin-top:4px;font-weight:800}.footer-brand .brand-main,.footer-brand .brand-sub{display:none}
@media(max-width:1080px){.firm-brand>img{height:38px;max-width:230px}.advisor-lockup{padding-left:14px}.advisor-lockup strong{font-size:.9rem}.nav{gap:18px;font-size:.86rem}}
@media(max-width:980px){.firm-brand>img{height:38px}.advisor-lockup{display:flex}.header-inner{gap:16px}}
@media(max-width:650px){.firm-brand{gap:11px}.firm-brand>img{height:31px;max-width:185px}.advisor-lockup{padding-left:10px}.advisor-lockup strong{font-size:.78rem}.advisor-lockup small{display:none}.footer-logo{height:42px;max-width:260px}}


    /* Preview-only hardening */
    html,body{width:100%;overflow-x:hidden}
    .firm-brand>img,.footer-logo{object-fit:contain}
    

/* Header V2: simplified primary navigation */
.site-header .header-inner{height:78px;gap:24px}
.firm-brand{margin-right:auto;gap:0}
.firm-brand>img{height:40px;max-width:275px}
.nav{gap:26px;font-size:.9rem;font-weight:700;white-space:nowrap}
.nav a:not(.btn){white-space:nowrap}
.header-cta{min-height:44px;padding:0 22px;font-size:.86rem;box-shadow:none}
@media(max-width:1080px){
  .firm-brand>img{height:36px;max-width:235px}
  .nav{gap:18px;font-size:.83rem}
  .header-cta{padding:0 18px;font-size:.8rem}
}
@media(max-width:980px){
  .site-header .header-inner{height:72px}
  .firm-brand>img{height:35px;max-width:225px}
  .nav{display:none}
  .menu-btn{display:block;margin-left:auto;font-size:1.65rem;padding:8px}
}
@media(max-width:650px){
  .site-header .header-inner{height:66px}
  .container{width:min(100% - 28px,var(--max))}
  .firm-brand>img{height:31px;max-width:190px}
  .mobile-nav{padding:8px 18px 20px}
  .mobile-advisor{padding:10px 8px 14px}
  .mobile-nav a{font-size:1rem;padding:14px 8px}
  .mobile-nav a:last-child{margin-top:10px;border:0;background:var(--gold);color:#101726;border-radius:999px;text-align:center;font-weight:850}
}

@media(max-width:980px){.page-hero .hero-photo-wide{justify-self:start;max-width:440px}}
@media(max-width:650px){.page-hero .hero-photo-wide{max-width:100%;justify-self:stretch}.page-hero .hero-photo-wide img{aspect-ratio:4/5}}

/* Seller page sizing refinement: keep advisor photography supportive, not dominant */
@media(min-width:981px){
  .page-hero{padding:66px 0 72px}
  .page-hero .hero-grid{grid-template-columns:minmax(0,1.16fr) minmax(290px,.62fr);gap:58px}
  .page-hero h1{font-size:clamp(3rem,4vw,3.9rem);max-width:660px}
  .page-hero .hero-copy{max-width:700px}
  .page-hero .hero-photo-wide{max-width:335px;width:100%;justify-self:end}
  .page-hero .hero-photo-wide img{width:100%;height:auto;max-height:455px;aspect-ratio:4/5;object-fit:cover;object-position:center 16%;border-radius:24px}
  .split.reverse .media.tall{max-width:370px;width:100%;justify-self:end}
  .split.reverse .media.tall img{width:100%;height:auto;max-height:500px;aspect-ratio:4/5;object-fit:cover;object-position:center 16%;border-radius:24px}
}
@media(max-width:980px){
  .page-hero .hero-photo-wide{max-width:320px;justify-self:center}
  .split.reverse .media.tall{max-width:340px;width:100%;justify-self:center}
}
@media(max-width:650px){
  .page-hero .hero-photo-wide{max-width:280px;justify-self:center}
  .page-hero .hero-photo-wide img{aspect-ratio:4/5;object-position:center 16%}
  .split.reverse .media.tall{max-width:300px;justify-self:center}
  .split.reverse .media.tall img{aspect-ratio:4/5;object-position:center 16%}
}
